An Internet Driven Real Estate Brokerage Serving the East Bay
Play TV Commercial (First time downloading takes 1/2 minute on dial-up) 1)-WHO-PHIL GRAHAM---HE IS RESPONSIBLE FOR THE LEGISLATURE THAT ALLOWED DE-REGULATION OF FINANCIAL INSTITUIONS
2/3) -WHAT AND WHY) SOME FORM OF FINANCIAL INSTRUMENT USING THE "MIDDLE" CLASS NO MONEY DOWN MORT AS INSANELY LEVERAGED COLLATERAL, AS A NEW FORM OF MONEY, M4. THEY , THE SUPER-RICH TRADED M4 FOR M1 (REAL CASH AND LIKE-CASH INSTRUMENTS). THEN, "THEY" MADE A COUPLE OF JOURNAL ENTRIES TRANSFERRING THEIR M1 TO THEIR ACCOUNTS, REALIZING MULTI-BILLION DOLLAR PROFITS WHICH LED TO THE 100'S OF MILLION DOLLARS PROFITS "WE" SAW.
TAKE MY ORIGINAL WARNING AND MODIFY IT TO REFLECT WHAT WALL ST. REALL DID TO THE WORLD. ONE RULE GOVERNED THE MARKET SINCE THE 30'S---EVERYBODY HAD TO BE "IN" FOR AT LEAST 50%. THAT ONE RULE WOULD HAVE BANNED DERIVATIVES AND THE INSANE AMOUNT OF "SHORTING" AND OTHER MAJOR MARKET MANIPULATING DONE BY THE NEW "SUPER-RICH" and the fake M4
If there is any possible way you can qualify for the "new" (I speak of this. this should prove to you who really controls your purchasing power) loans,
buy something big
Want to know more about me, my background and my education? Click here. I predicted the new price corrections/reductions that are coming due to the conversion of "promotional loans" to actual APR'S with real monthly payments.
Attention Sellers/BUYERS - don't get Double-Ended.
A Broker can protect you, and at the same time legally get you out of or into any situation-it takes a whole lot of knowledge to do this, along with th legal capacities given a Broker of Record/Broker-Owner, like me.
Bottom line, I still charge, at most, the same as everybody else. It's just that I feel I am able to deliver more for your real estate dollar.
When you work with me, you will be protected by the same ethics, standards and laws as you would with any large real estate company. I am guided and directed by: - California Real Estate Law - Ethics and standards for Brokers - Ethics and standards for members of the National, California and local Association of REALTORS®. - Ethics and standards for members of MLS - Ethics and standards for professionals such as myself in the fields of Accounting and Auditing. Then, I have some of my own methods of protecting my clients. This is just one section of what sets me apart from other brokers. Brokers make the decisions. Agents, under real estate law, must work under an employing broker. If the state of California made this a law that REALTORS adhere to, wouldn't you like to know the reason?
My website has the "bells and whistles" of other companies. However, I've structured my site for you. It requires far less personal information, and is extremely "user friendly". The best example is that you don't have to register with me in order to use my "property search", or lending tools. The site is always open. In theory, you could find and finance a home before we ever meet in person. However, I prefer to treat my clients as I do members of my family (that's a good thing).
I update my website frequently, so that I may be worth another look before you make your final choice.
If you currently own property and are thinking of placing it on the market, this site contains information about preparing your home for sale, selecting the right agent, pricing your home appropriately, marketing it effectively, going through the inspection processes, and receiving a timely market evaluation. All this is necessary in order to sell your property the first time!
